Mechanical Breakdown & GAP Cover

Do you want extra piece of mind on your new vehicle purchase? Roger Gill Motors are a Provident Authorised motor vehicle trader offering two policies to meet your needs.

Mechanical Breakdown Insurance

Buying a new or used vehicle represents a major investment, so it’s wise to protect your vehicle against the sudden or unforeseen happening of mechanical or electrical failure.

The fact is, motor vehicles do break down from time to time and, whilst you don’t expect it to happen to your vehicle, it’s reassuring to know that Provident Insurance has a policy to help protect you against the inconvenience and the costs of repair.

Provident Insurance provides the most comprehensive and competitive policies available in New Zealand. Available exclusively through our network of Provident Authorised motor vehicle traders throughout New Zealand, our policies provide cover for 1, 2 or 3 years and offer a range of terms and excess options designed to suit you and your vehicle.

Guaranteed Asset Protection (Gapcover)

When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it’s wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive.

Provident Gapcover has been designed with exactly that in mind – to help pay the difference (the gap) between what your vehicle insurance policy pays out and the balance you owe under your finance contract. We may also pay additional benefits, which are designed to help reimburse you for associated incidental costs, if you select this extra “Special Benefits” cover for your policy.

Provident Gapcover protects your investment in your new vehicle so you can replace it, if you need it...providing control, certainty and choices.

For full details of the Provident Gapcover policy please refer to the Policy Booklet wording.

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